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No, it's not at all embarassing that Blizzard oreffs tokens and banks don't.People who play Blizzard games like World of Warcraft are losing stuff they care about to credentials theft, and in significant numbers. The transactions resulting from the theft are hard to reverse. Blizzard has the support costs for straightening this out.Contrast this with people who play banking games like "credit card account". They're not losing money in sufficient numbers that the support costs for banks are rising the same way.First, the banks are bigger. Second, the transaction reversal is well-practiced, since that's one of the ways the banks make their money. Third, at least in countries with rational policies, the banks have become good at detecting and preventing the fraud, plus cleaning it up. Even better, in countries with insane policies like the UK, the banks get to say "sux2bu" or perhaps even charge the victim with fraud, and their support costs go to zero.It makes more sense for Blizzard to offer tokens than it does for a bank to do the same. Blizzard has a different problem, with fewer back end controls, and no way to sluff off their support costs onto someone else.

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